Working as a 3d modeller for the last six years (starting as a hobby many years ago, making simple 3d spaceships for my hobby indie games), what I enjoy the most building a setting is making the locations, characteristic clothes and objects, and specially making realistic characters. Making them exagerated, edgy, ugly sometimes, or exotic, as life itself.
But sadly, In a game of this size of course one cannot do all graphics, specially one person alone (making a good quality hair or clothes may requiere from twenty to a fifty hours). So there is a need to resort to some premade assets; Characters to fill up extras (even sometimes some important character, just to give him a completely different look). Clothing that just fit the story without further modification, and specially hair.
Even when I do not do myself the 3d assets and I just patch a room from 10 different pre-made assets, I make it mine, decorating it with my own assets, and I know that is unique, that is a special location that only exist on Luvia. From Penketh to Trivor I'm trying my best (and for my joy) to give you the feel that you are on a unique setting full of unique places and (mostly) unique characters.